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Build up extra pension now

Earn a €50 bonus

  • Keep on enjoying life 
  • Save and/or invest in one product
  • Possibly benefit from tax relief

Please note: investing involves risk. You could lose all or part of your initial investment.

Open a pension account (in Dutch)

Start topping up your pension and receive a bonus of €50!

How about using your windfall to build up extra pension? We’ll give you a little boost to get you started!

Open a pension account before 30 June 2025, invest at least €50 three months in a row, and we’ll give you a €50 bonus. You decide for yourself whether to save or invest your deposit, or a combination of the two.

Another benefit: build up your pension and save on tax

Saving or investing in a pension account may entitle you to tax relief through your annual margin: this is the maximum amount that you can build up every year with tax relief. If you put money aside within your annual margin, you can get 36% to 49.5% of your investment back through your tax return.

Three steps towards investing in a good pension

Step one
Step two
Step three

Open a pension account

Open the pension account. If you're planning to invest, you can request this option too.

Deposit at least €50 three months in a row

You can do this yourself every month, or set up a periodic deposit.  

Get a €50 bonus

You’ll receive your €50 bonus in your pension savings account in the fourth month.

Step one

Open a pension account

Open the pension account. If you're planning to invest, you can request this option too.

Step two

Deposit at least €50 three months in a row

You can do this yourself every month, or set up a periodic deposit.  

Step three

Get a €50 bonus

You’ll receive your €50 bonus in your pension savings account in the fourth month.

Tip: set your distribution right away

Once you’ve opened a pension investment account, you can make things easier for yourself by splitting your deposits into savings and investments right away.

  • Click ‘Details’ in your pension investment account.
  • Select ‘Wijzig’ ('Change') to split new deposits.
  • Slide the bar to select your chosen split, for example 40% investment and 60% savings.

Your €50 bonus will automatically be split in the same way and we will create an investment order for you. 

Automatic periodic investing

If you want your periodic deposit to be transferred automatically, log in to Internet Banking and select ‘Nieuwe overboeking’ ('New transfer'). Select your newly opened pension account, click ‘Periodieke overboeking’ ('Standing order'), and enter the frequency of your deposits and the start and end date. Don’t forget to put the end date on your calendar!

Promotion terms and conditions

Details of the promotion

You’ll receive a €50 bonus if you open an ABN AMRO Pension top-up account (pension account) during the promotion period (21 April 2025 to 30 June 2025) and deposit at least €50 into it for at least three consecutive months. The latest date you can make your first periodic investment is 7 July 2025. The €50 bonus will be paid into your pension savings account in the fourth month. This amount is not considered to be a deposit and is therefore not tax-deductible.

This promotion is available for clients who don’t yet have a pension account with ABN AMRO. 

Example

You open your pension account on 18 May. You then deposit at least €50 in May. You do this in June and July too, through a periodic deposit or manually. You decide for yourself whether to save or invest your deposits. You’ll receive the €50 bonus in August 2025.

How to take advantage of this promotion

Take the following steps to benefit from the promotion: 

  • Open an ABN AMRO Pension top-up account (pension account) during the promotion period.
  • Deposit at least €50 every month for three consecutive months. You’ll receive a €50 bonus.

This promotion runs from 21 April 2025 to 30 June 2025 inclusive. You must open your new pension account by 30 June 2025 at the latest to be eligible. The latest date you can make your first periodic investment is 7 July 2025.

Risks of pension investment

 The pension account is a special account that does not, in principle, allow any withdrawals by anyone before you retire.

You should only invest money that you don’t need, after you’ve set aside a buffer for unforeseen expenses. While investing can be profitable, it also involves risk. You could lose all or part of your initial investment.

With pension investing, you make your own choices, without any advice from us, meaning that you decide how much risk you run. We’ve made a list of the most common investment risks for you.

Do not run unnecessary risk. Read the  Key Information Document . This document states that this product is subject to medium risk, i.e. 2 to 4 on a scale of 1 to 7.

Read more about the risk indicator on afm.nl .

Important information
  • You can only take part if you have a Pension top-up product and linked pension investment account. 
  • Existing ABN AMRO clients who already have a Pension top-up account can’t take part in this promotion.
  • The Pension top-up account (and pension investment account) must be opened during the promotion period (21 April to 30 June 2025). The latest date you can make your first periodic investment is 7 July 2025.
  • You must deposit €50 in your pension account for three consecutive months.
  • You decide on the right split between saving and investing yourself.
  • Leave the total amount of your periodic investments (minimum of €150 if you deposit 3 x €50) in your pension account, and the €50 bonus will be paid into your pension account in the fourth month. The bonus is not considered to be a deposit and is therefore not tax-deductible.
  • The bonus will only be paid once per person.
  • ABN AMRO Bank N.V. reserves the right to amend the promotion terms and conditions or to cancel or extend the term of the promotion at any time, in which case an updated, amended version of the promotion terms and conditions will be posted on abnamro.nl. 
  • You pay a one-off fee of €49 for opening a pension account. Also take a look at the Pension investment fee sheet to find out the costs involved in pension investing.
  • The promotion is an initiative of ABN AMRO Bank N.V. with registered offices in Amsterdam. 
  • The promotion is governed by Dutch law.
Any questions?

If you have any questions, please get in touch with us. If you are not happy with this promotion, you can submit a complaints form. This form also provides information about the complaints procedure.

Promotion terms and conditions

Details of the promotion

You’ll receive a €50 bonus if you open an ABN AMRO Pension top-up account (pension account) during the promotion period (21 April 2025 to 30 June 2025) and deposit at least €50 into it for at least three consecutive months. The latest date you can make your first periodic investment is 7 July 2025. The €50 bonus will be paid into your pension savings account in the fourth month. This amount is not considered to be a deposit and is therefore not tax-deductible.

This promotion is available for clients who don’t yet have a pension account with ABN AMRO. 

Example

You open your pension account on 18 May. You then deposit at least €50 in May. You do this in June and July too, through a periodic deposit or manually. You decide for yourself whether to save or invest your deposits. You’ll receive the €50 bonus in August 2025.

How to take advantage of this promotion

Take the following steps to benefit from the promotion: 

  • Open an ABN AMRO Pension top-up account (pension account) during the promotion period.
  • Deposit at least €50 every month for three consecutive months. You’ll receive a €50 bonus.

This promotion runs from 21 April 2025 to 30 June 2025 inclusive. You must open your new pension account by 30 June 2025 at the latest to be eligible. The latest date you can make your first periodic investment is 7 July 2025.

Risks of pension investment

 The pension account is a special account that does not, in principle, allow any withdrawals by anyone before you retire.

You should only invest money that you don’t need, after you’ve set aside a buffer for unforeseen expenses. While investing can be profitable, it also involves risk. You could lose all or part of your initial investment.

With pension investing, you make your own choices, without any advice from us, meaning that you decide how much risk you run. We’ve made a list of the most common investment risks for you.

Do not run unnecessary risk. Read the  Key Information Document . This document states that this product is subject to medium risk, i.e. 2 to 4 on a scale of 1 to 7.

Read more about the risk indicator on afm.nl .

Important information

  • You can only take part if you have a Pension top-up product and linked pension investment account. 
  • Existing ABN AMRO clients who already have a Pension top-up account can’t take part in this promotion.
  • The Pension top-up account (and pension investment account) must be opened during the promotion period (21 April to 30 June 2025). The latest date you can make your first periodic investment is 7 July 2025.
  • You must deposit €50 in your pension account for three consecutive months.
  • You decide on the right split between saving and investing yourself.
  • Leave the total amount of your periodic investments (minimum of €150 if you deposit 3 x €50) in your pension account, and the €50 bonus will be paid into your pension account in the fourth month. The bonus is not considered to be a deposit and is therefore not tax-deductible.
  • The bonus will only be paid once per person.
  • ABN AMRO Bank N.V. reserves the right to amend the promotion terms and conditions or to cancel or extend the term of the promotion at any time, in which case an updated, amended version of the promotion terms and conditions will be posted on abnamro.nl. 
  • You pay a one-off fee of €49 for opening a pension account. Also take a look at the Pension investment fee sheet to find out the costs involved in pension investing.
  • The promotion is an initiative of ABN AMRO Bank N.V. with registered offices in Amsterdam. 
  • The promotion is governed by Dutch law.

Any questions?

If you have any questions, please get in touch with us. If you are not happy with this promotion, you can submit a complaints form. This form also provides information about the complaints procedure.

Investing involves risks

Pension investing is done with money that you have left over and that fits within your annual space. Investing involves risks. You can lose part of your investment. It is good to be aware of this.