Chat with chatbot Anna. Can't figure it out? Then an employee takes over the conversation.
Got your pension sorted?
Everything you need to know about accruing and receiving pension benefits
Your pension. How does it work?
With us, you can save and invest for your top-up pension with a pension account. It is up to you to decide when you want your top-up pension to be paid out as gross income, which can be when you reach the state pension age (AOW), for example, or when you retire. To help you get started, we will explain the essentials. And we have put together a step-by-step guide for you so that you can start boosting your pension right away.
Up to €1,000 bonus when you top up your pension
Give your pension savings a head start! Open a pension account by December 31, make your first deposit this year, and receive a bonus of €100 up to €1,000.
- Enjoy up to 49.5% tax relief
- Choose whether to save and/or invest for your pension
- Benefit from potential returns and the compound interest effect
Please note: investing involves risk. You could lose all or part of your initial investment.
The state pension is often not enough
When you reach the state pension age, the Dutch government will start to pay you the basic pension, which is called ‘AOW’. The term ‘basic pension’ says it all; it’s merely the groundwork for your income and often not enough to maintain the same lifestyle as you have become accustomed to. Many employers have, therefore, set up an employee pension scheme for their employees. If you have your own business, you have to arrange your own pension.
