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Open a Dutch bank account

I want to open a bank account for

Myself

Us together

My child

An additional account

Leaf

Opening a current account for Ukrainian refugees

We welcome refugees from Ukraine to open a current account with ABN AMRO using the ABN AMRO app. 

man opening bank account

Opening a bank account in the Netherlands

Thank you for your interest in an ABN AMRO bank account, which will allow you to manage your day-to-day banking easily and securely. Making transfers or setting alerts to notify you when your salary has been paid into your bank account: our award-winning ABN AMRO app makes it all easy. And if you need help, we’re here for you 24/7. 

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Create your own payment package

The Basic Payment Package contains a current account, a debit card and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card or an extra debit card. You only pay for what you use.

More information about a Dutch bank account

For myself

Get a bank account in the Netherlands, including a debit card, with a reliable bank for just €3.25 per month.

As of 1 January 2025 we change the fees and conditions of our payment products. Read more about these changes.

Account for myself

For us together

A joint account with 2 debit cards costs €4.75 per month.

As of 1 January 2025 we change the fees and conditions of our payment products. Read more about these changes.

Joint account

For my child

A free account that your child can use to make payments and start saving. It’s easy to open the bank account online.

Youth account

An additional account

An additional account costs €1.75 and only takes a minute to open. Simply do it on Internet Banking.

As of 1 January 2025 we change the fees and conditions of our payment products. Read more about these changes.

An additional account

What are the costs of a Dutch bank account?

We have listed the monthly fees for the most common Basic Payment Package configurations. Please take a look at the table below. 

Bank account + debit card €3.25
Bank account + debit card + credit card €5.30
Joint account:
Bank account + 2 debit cards		 €4.75
Joint account:
Bank account + 2 debit cards + credit card		 €6.80
Joint account + a separate account for each joint account holder: 3 bank accounts + 4 debit cards €11.25

See more everyday banking fees

Frequently asked questions

Can I open a Dutch (joint) bank account online?

Yes, opening a Dutch bank account online is secure, fast and simple. All you need to do is download the ABN AMRO app. You can open a bank account online if you: 

  • are aged 18 years or older;
  • have an official Dutch home address;
  • have a Dutch ID or an international passport;
  • are liable to pay taxes in the Netherlands (and possibly also in another country).
How long does it take to open a Dutch bank account?

Opening a Dutch bank account online is done within less than 10 minutes. All you need is your mobile and your ID. You can prove your identity in the ABN AMRO app. Fast and easy right? After applying you will receive your account number within 4 hours. 

Can foreigners open a bank account in the Netherlands?

Yes. Foreigners with an international passport, EU-passport or any Dutch ID can open a bank account in the Netherlands. You also need a BSN to open the bank account.

Do I need a BSN to open a Dutch bank account?

Don't have a BSN yet? Then you can still open an account. However, you must provide us with your BSN within 90 days after opening your account.

Other useful info