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Transferring money abroad

Here’s how it’s done

Transferring money abroad? You can easily do this using Internet Banking or the ABN AMRO app, depending on whether your transfer is to a SEPA country and whether it's in euros or another currency. Read all about transferring money abroad and how it’s done.

Check if the country is a SEPA country

First check if the country you want to transfer money to is a and decide whether you want to make the transfer in euros or another currency (if the country has a currency other than the euro). Then, read below how you can easily make an international transfer.

How it works

To a SEPA country in euros

It’s just as easy as making a transfer within the Netherlands. You can do it in your ABN AMRO app or on Internet Banking.

To a SEPA country in a foreign currency

You can easily do this on Internet Banking. Check the step-by-step plan at the bottom of this page.

To the rest of the world (outside the SEPA area)

You can easily do this on Internet Banking, whether your transfer is in euros or another currency. Check the step-by-step plan at the bottom of this page.

What it costs

Whether, and if so how much, you will be charged depends on whether you are transferring euros or another currency, on whether the country to which you are transferring money is a SEPA country, and on other factors. We have put together a convenient overview for you, so that you know exactly what you will be charged.

Step-by-step instructions and guidelines

Step-by-step instructions for foreign currency transfers and/or outside of the SEPA

Step-by-step instructions for foreign currency transfers and/or to countries outside of the SEPA.

If you want to transfer money in a currency other than the euro and/or to a country outside of the SEPA, take a look at the guidelines for the relevant country first to see if there are special rules for that country. These rules may affect your transfer. Once you’ve checked this, follow the step-by-step instructions below.

1. Go to Internet Banking and select the account from which you want to send the international transfer.

2. Select ‘New transfer’.

3. Select the currency of the recipient’s country and enter the amount you want to transfer. You can also select ‘euro’ here.

4. Select the recipient’s country and enter the required details. It is also indicated per country whether you must enter a BIC and/or a BCC.

5. Choose whether to share the fees, pay them yourself, or have the recipient pay them.

6. Click ‘Send now’ and confirm using your e.dentifier.

You have now made a transfer to a foreign account.

Country-specific guidelines

Some countries have different rules. In order to make sure your transfer arrives correctly, we have compiled guidelines for the countries listed below. If the country to which you want to transfer money is not listed, there are no special guidelines for that country.

Restricted countries

Restrictions apply for transfers to certain countries, which means that transfers are not possible, or are processed with a delay. The restrictions may be imposed by the Dutch government, by a different country, by us or by another bank. Find out more about why this is and which countries are subject to such restrictions.

Step-by-step instructions and guidelines

Step-by-step instructions for foreign currency transfers and/or outside of the SEPA

Step-by-step instructions for foreign currency transfers and/or to countries outside of the SEPA.

If you want to transfer money in a currency other than the euro and/or to a country outside of the SEPA, take a look at the guidelines for the relevant country first to see if there are special rules for that country. These rules may affect your transfer. Once you’ve checked this, follow the step-by-step instructions below.

1. Go to Internet Banking and select the account from which you want to send the international transfer.

2. Select ‘New transfer’.

3. Select the currency of the recipient’s country and enter the amount you want to transfer. You can also select ‘euro’ here.

4. Select the recipient’s country and enter the required details. It is also indicated per country whether you must enter a BIC and/or a BCC.

5. Choose whether to share the fees, pay them yourself, or have the recipient pay them.

6. Click ‘Send now’ and confirm using your e.dentifier.

You have now made a transfer to a foreign account.

Country-specific guidelines

Some countries have different rules. In order to make sure your transfer arrives correctly, we have compiled guidelines for the countries listed below. If the country to which you want to transfer money is not listed, there are no special guidelines for that country.

Restricted countries

Restrictions apply for transfers to certain countries, which means that transfers are not possible, or are processed with a delay. The restrictions may be imposed by the Dutch government, by a different country, by us or by another bank. Find out more about why this is and which countries are subject to such restrictions.

Frequently asked questions

You can always choose to send euros, even if the recipient’s country has a different currency. The recipient’s bank will then convert the amount transferred. Bear in mind, however, that the recipient may be charged an additional fee for that. View the fees for all the information.

When transferring money to a SEPA country, you will only need an IBAN. When transferring money to a non-SEPA country, you will also need the BIC for the bank to which you are sending your transfer. Read more about IBAN and BIC.

When this happens, the recipient’s bank has deducted fees from the amount you transferred. If you made the transfer in euros, please get in touch with us.

International transfers are now always possible, without a waiting period. You no longer need to enable them first in your settings.