Interest

If you are wondering what the interest rate is on your current account or savings account at the moment, or want to know the balance from which a negative interest rate applies, read on to see the latest interest rates.

 

Savings accounts

Savings account Maximum interest Basic interest Bonus interest
Vermogens Spaarrekening* 0.00% 0.00% 0.00%
Direct Sparen 0.00% 0.00% n/a
Direct Kwartaal Sparen* 0.00% 0.00% 0.00%
Beleggers Spaarrekening 0.00% 0.00% n/a
KinderToekomst Spaarrekening 0.15% 0.15% 0.00%
KinderBonus Sparen** n/a 0.00% 5.00%***
Royaal Rekening**** 0.05% 0.00% 0.05%

*This savings account can no longer be opened as of August 2021.
**This savings account can no longer be opened as of June 2013.
***The child receives bonus interest up to a maximum of 4 times, i.e. following his/her 5th, 10th, 15th and 18th birthdays.
****This savings account can no longer be opened as of September 2018.

These interest rates are valid as of 1 April 2020 .

Pension savings

Pension product Variable interest rate
Pensioenaanvulling 0.35%
Gouden Handdruk Opbouwrekening 0.15%
Uitgestelde Hypotheekaflossing 0.10%

These interest rates are valid as of 1 October 2022. All interest rates quoted are annual effective rates.