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Interest

If you are wondering what the interest rate is on your current account or savings account at the moment read on to see the latest interest rates.

 

Savings accounts

Savings account Balance class Maximum interest Basic interest Bonus interest
Vermogens Spaarrekening*
(Capital Savings Account*)		 €0 up to and including €500,000 1.25%
1.25%
0.00%
€500,000 up to and including €1,000,000 1.45%
1.45%
0.00%
Direct Sparen
(Direct Savings)		 €0 up to and including €500,000 1.25%
1.25%
n/a
€500,000 up to and including €1,000,000 1.45%
1.45%
n/a
Beleggers Spaarrekening €0 up to and including €500,000 1.25%
1.25%
n/a
€500,000 up to and including €1,200,000 1.45%
1.45%
n/a
KinderToekomst Spaarrekening
(KidsFuture Savings Account)		 €0 up to and including €1000,000 1.40% 1.25% 0.15%
KinderBonus Sparen** €0 up to and including €1000,000 n/a 1.25% 5.00%***
Royaal Rekening**** €0 up to and including €1000,000 1.40% 1.25% 0.15%

*This savings account can no longer be opened as of August 2021.
**This savings account can no longer be opened as of June 2013.
***The child receives bonus interest up to a maximum of 4 times, i.e. following his/her 5th, 10th, 15th and 18th birthdays.
****This savings account can no longer be opened as of September 2018.

These interest rates are valid as of 15 October 2023 .

Pension savings

Pension product Variable interest rate
Pensioenaanvulling 1.90%
Gouden Handdruk Opbouwrekening 1.90%
Uitgestelde Hypotheekaflossing (no longer available) 1.50%
Hypotheekaflossing uit Vermogen (no longer available) 1.50%

These interest rates are valid as of 21 September 2023. All interest rates quoted are annual effective rates.