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Self-directed Investing Basic

Makes your investment choices easier

Self-directed Investing Basic

Open immediately
Not yet an ABN AMRO client? Open a current account
Open immediately
Not yet an ABN AMRO client? Open a current account
  • No transaction fees for investment funds and ETFs
  • Clear range of investments
  • Make your own investment choices
  • Handy tools and expert analyses
  • ESG/Impact investing possible

For the interested investor

Self-Directed Investing Basic allows you to choose from an attractive range of ETFs (trackers), shares and investment funds. You do the investing yourself and have access to handy tools and expert analyses. 

Before you start investing

Investing involves risks. You can lose (a part of) your deposit. If you are going to invest, it is important that you are aware of this, especially in turbulent times on the stock exchange. 

More about the risks of investing
Woman on couch with tablet

Choose from a clear range of investments

Self-Directed Investing Basic allows you to choose from a clear, attractive range of investments. You have a choice of over 270 shares, over 200 ETFs and over 200 investment funds, and access to handy tools, news and background information from the stock market, as well as knowledge and analyses from our experts. You can start investing with as little as €20. 

Apply for Self-Directed Investing Basic View the full range

Why choose Self-Directed Investing Basic?

Handy tools and analyses

We keep you updated with all the latest news and background information from the stock market and our own investment strategy. You’ll also benefit from our expert opinions and analyses.

Choosing is easy with our Fund Selector

You choose from an attractive range of investments. Find out which fund or ETF is right for you by searching and comparing in our Fund Selector. It’s easy to use and you can search according to features that appeal to you.

Buying and selling made easy

Monitoring your investments via Internet Banking and the ABN AMRO app couldn’t be simpler, and it’s easy to buy and sell on your laptop, tablet or smart phone.

Calculate your costs and possible returns

Investing for beginners

If you want to start investing but you aren’t sure how, let us help you. We can guide you through the various investment options, the risks, and the choices open to you.

Go to the step-by-step guide
Calendar

Build up your capital automatically

Self-Directed Investing Basic allows you to invest periodically. This means that you automatically invest a fixed amount in an investment fund or a selection of ETFs. You can do this weekly, monthly or every six months. You can stop whenever you want.

More about periodic investing
ABN AMRO

Diversify your investments with ETFs

ETFs offer an easy way to spread your investments over multiple shares and bonds. Read all about how this works, why ETFs are popular and how to make your choice.  

Discover ETFs

Investing in shares

What do you need to know before you start investing in shares? We’ll explain the ins and outs. Find out how to buy and sell shares, learn which risks are involved and read our tips on investing in shares.

All about shares

Spread your risk with funds

Much like ETFs, investment funds are an easy way to invest in a mix of investments. We’ll explain how they differ from an ETF, how to select a fund and all the pros and cons.

More about investment funds

 

More information and terms and conditions

Risks and terms and conditions

You should only invest capital that you have over and above your buffer for unforeseen expenses. Investing can be interesting, but it is not without risk. You may lose (a part of) your investment. It is good to be aware of this. We recommend that you only invest in investment products that match your knowledge and experience. 

With Self-directed Investing Basic, you make your choices without advice from us. Do you know the risks of investing? That means you are better able to determine whether you want to run those risks and prevent yourself facing any surprises. We have listed the most common risks for you.  

View the terms and conditions of investing
What does Self-Directed Investing Basic cost?

Overview of costs you pay us

Transaction costs per order

  • Investment funds: € 0
  • Shares: €5 + 0.05% on the value of the order, per order
  • ETFs: € 0

Service costs

  1. Service costs per year: 0.20% of the value of your investment portfolio up to €100,000
  2. Between €100,000 and €400,000 the service costs are 0.12%
  3. from €400,000 the service costs are 0.06%

You pay us service costs and transaction costs. Service costs are costs for the administration of your investment portfolio and the information we provide about it. You pay transaction costs when buying and selling your shares. You do not pay transaction costs when buying and selling investment funds and ETFs.

This is what you pay to other parties

Do you have investment funds or ETFs in your portfolio? Please keep take into account the following costs:

  • Management and administration costs. We call these the running costs.
  • Costs for buying and selling of investments: the transaction costs within the fund.

These costs are already included in the price of the investment fund. The Essential Investor Information for each fund states the costs.

You pay costs for investing. These lower your return. You also run risks with investing. Therefore, consider whether investing is (still) appropriate for you. Or whether saving might be a better solution for you.

Reduction of rate for foreign shares

From 20 July 2023, the rate for foreign shares has been adjusted for Self-directed Investing Basic. We are reducing the transaction costs for foreign share transactions for Germany, United Kingdom, Ireland, Italy, Spain and United States from €10 + 0.10% to €5 + 0.05%. With this, we equalise the transaction costs for domestic and foreign share transactions for the Self-directed Investing Basic selection.

You can find the rate card here .

Example calculation of the costs

ABN AMRO uses sample profiles to give you a clear idea of the annual costs of investing. These sample profiles show the projected annual costs if you invest in the same (or nearly the same) way as the sample profile. We’ll present a few sample profiles, each of which has its own specific features.

Select the profile that best suits your investment portfolio and investment behaviour. The annual costs in the sample profile will closely resemble the costs that you will be charged. This gives you an idea of how much investing will cost, before you actually start.

 

View the sample profiles
Impact of costs on your returns

This calculation example shows the influence of all costs on the return on your investment. We use a fixed return of 4% per year for this. Your actual return may therefore be different. This fixed return allows you to make a proper comparison between our costs and those of other providers of investment services.

This is not a prediction, but a sample calculation. If the return is higher or lower than in this example, the costs will generally also be higher or lower.

Value of investment at the start: € 10,000

Sale after 1 year

Sale after 3 years

Outcome based on 4% return per year

€ 10,400

€ 11,204

Costs of our investment services 0.20% per year

€ 21

€ 65

Costs of all investment products in your portfolio 0.53% per year

€ 55

€ 172
     

Total costs

€ 76

€ 237
     

Total costs as a percentage of the outcome

0.73%

2.11%

 

Value of investment at the start: € 10,000

Sale after 5 years

Outcome based on 4% return per year

€ 12,069

Costs of our investment services 0.20% per year

€ 112

Costs of all investment products in your portfolio 0.53% per year

€ 297
   

Total costs

€ 410
   

Total costs as a percentage of the outcome

3.39%

The annual percentage in this calculation example is based on the investment products that make up the portfolio.

The costs are calculated based on the total value of the portfolio each year. The total costs as a percentage are calculated as the total fees and costs paid after 1, 3 and 5 years divided by the result.

Who is Self-Directed Investing Basic for?

  • You understand the characteristics and risks of shares, ETFs and investment funds 
  • You want to make your own choices and put together your own investment portfolio 
  • You want to be able to invest online and on your mobile phone 
  • You follow the stock prices and the financial news 
  • You want to invest time into investing 
  • You know that you might lose your investment

Knowledge and experience

When you request Self-Directed Investing, we need to get an idea of what you know about investing and your level of investment experience. We use this information to assess whether the investments you have selected are right for you. This is why we ask you to complete a questionnaire about your knowledge and experience before you start investing.

Read more about the questionnaire

Handy tools and information

Self-directed Investing Basic gives you access to opinions, the latest news and the sustainability indicator for the various shares. The Fund Selector enables you to search for, select and compare investment funds and ETFs/trackers according to various features. So you’re properly informed, even before you start.

Not quite sure about Self-Directed Investing Basic?

If you’re not sure whether Self-directed Investing Basic is right for you, do the choice guide or compare the product with Self-Directed Investing Plus or BUX. If Self-directed Investing Basic seems too complicated, consider Guided Investing instead. And if you want to invest €50,000 or more, you can opt for Portfolio Management and leave the investing to our experienced experts.

Compare Self-directed Investing Basic, Self-directed Investing Plus and BUX
What can I invest in?

With Self-directed Investing Basic you can invest in:

  • More than 270 shares listed on the AEX, AMX, AScX, STOXX Europe 50, and the S&P 100 
  • More than 200 ETFs 
  • Over 200 investment funds

You have access to shares of the most appealing Dutch, European and American companies. In addition, you can choose from a wide range of investment funds and ETFs from numerous renowned fund houses.

When determining the selection, we carefully considered the possibility for you as an investor to put together a broadly spread investment portfolio yourself. For example, you can choose investment funds that spread the investments across shares, bonds or other investment categories. But also across regions, such as Europe, North America, and emerging markets. Or themes, such as Sustainable Energy, Water, Healthcare.

Self-directed Investing Basic gives you access to the opinions, current news and sustainability indicator of the various shares. Because of this, you always start from a well-informed position.

View the entire selection .

Switch or stop

Transfer your portfolio free of charge from Self-directed Investing (Plus) to Self-directed Investing Basic

Do you have a Self-directed Investing or Self-directed Investing Plus account and do you want to transfer your portfolio to Self-directed Investing Basic? You can easily request that. We will then do the following for you:

  • We will check whether your investments fit in the Self-directed Investing Basic selection. 
  • Does your entire portfolio fit into the Self-directed Investing Basic selection? Only then will we transfer your portfolio. 
  • If your investments do not fit in the Self-directed Investing Basic selection, we will contact you. Tip: view the Self-directed Investing Basic selection and check whether your portfolio fits.

Please note: if your portfolio is transferred, your historical data on value development and return will be lost.

Request the transfer to Self-directed Investing Basic

Transfer your portfolio from another bank or broker to ABN AMRO

Do you want to switch your investment portfolio to ABN AMRO? We are happy to take the work off your hands with our Transfer Service. Will your current bank charge costs for your transfer? We will reimburse this up to an amount of € 1,500.

Read more about the Transfer Service

Stop investing

You can always stop Self-directed Investing Basic. You can cancel in writing or let us know online that we should close the account.

Read more about closing your investment account
Sustainable investing

When investing sustainably, the consequences of the investment play an important role. That is why it is also referred to as socially responsible investing. A sustainable investor wants to contribute to a better world. In addition to the environment, sustainable investors also promote human rights and education, for instance.

Socially responsible investing is an important principle of ABN AMRO. Certain investments are completely excluded for all investment types. Investments in producers of cluster bombs and landmines, for instance.

Would you like to (partly) invest in sustainable investment funds? You can easily see how sustainable the funds you select are in the Fund Selector or filter them based on sustainability.

More information and terms and conditions

Risks and terms and conditions
What does Self-Directed Investing Basic cost?
Impact of costs on your returns
Who is Self-Directed Investing Basic for?
What can I invest in?
Switch or stop
Sustainable investing

Risks and terms and conditions

You should only invest capital that you have over and above your buffer for unforeseen expenses. Investing can be interesting, but it is not without risk. You may lose (a part of) your investment. It is good to be aware of this. We recommend that you only invest in investment products that match your knowledge and experience. 

With Self-directed Investing Basic, you make your choices without advice from us. Do you know the risks of investing? That means you are better able to determine whether you want to run those risks and prevent yourself facing any surprises. We have listed the most common risks for you.  

View the terms and conditions of investing

What does Self-Directed Investing Basic cost?

Overview of costs you pay us

Transaction costs per order

  • Investment funds: € 0
  • Shares: €5 + 0.05% on the value of the order, per order
  • ETFs: € 0

Service costs

  1. Service costs per year: 0.20% of the value of your investment portfolio up to €100,000
  2. Between €100,000 and €400,000 the service costs are 0.12%
  3. from €400,000 the service costs are 0.06%

You pay us service costs and transaction costs. Service costs are costs for the administration of your investment portfolio and the information we provide about it. You pay transaction costs when buying and selling your shares. You do not pay transaction costs when buying and selling investment funds and ETFs.

This is what you pay to other parties

Do you have investment funds or ETFs in your portfolio? Please keep take into account the following costs:

  • Management and administration costs. We call these the running costs.
  • Costs for buying and selling of investments: the transaction costs within the fund.

These costs are already included in the price of the investment fund. The Essential Investor Information for each fund states the costs.

You pay costs for investing. These lower your return. You also run risks with investing. Therefore, consider whether investing is (still) appropriate for you. Or whether saving might be a better solution for you.

Reduction of rate for foreign shares

From 20 July 2023, the rate for foreign shares has been adjusted for Self-directed Investing Basic. We are reducing the transaction costs for foreign share transactions for Germany, United Kingdom, Ireland, Italy, Spain and United States from €10 + 0.10% to €5 + 0.05%. With this, we equalise the transaction costs for domestic and foreign share transactions for the Self-directed Investing Basic selection.

You can find the rate card here .

Example calculation of the costs

ABN AMRO uses sample profiles to give you a clear idea of the annual costs of investing. These sample profiles show the projected annual costs if you invest in the same (or nearly the same) way as the sample profile. We’ll present a few sample profiles, each of which has its own specific features.

Select the profile that best suits your investment portfolio and investment behaviour. The annual costs in the sample profile will closely resemble the costs that you will be charged. This gives you an idea of how much investing will cost, before you actually start.

 

View the sample profiles

Impact of costs on your returns

This calculation example shows the influence of all costs on the return on your investment. We use a fixed return of 4% per year for this. Your actual return may therefore be different. This fixed return allows you to make a proper comparison between our costs and those of other providers of investment services.

This is not a prediction, but a sample calculation. If the return is higher or lower than in this example, the costs will generally also be higher or lower.

Value of investment at the start: € 10,000

Sale after 1 year

Sale after 3 years

Outcome based on 4% return per year

€ 10,400

€ 11,204

Costs of our investment services 0.20% per year

€ 21

€ 65

Costs of all investment products in your portfolio 0.53% per year

€ 55

€ 172
     

Total costs

€ 76

€ 237
     

Total costs as a percentage of the outcome

0.73%

2.11%

 

Value of investment at the start: € 10,000

Sale after 5 years

Outcome based on 4% return per year

€ 12,069

Costs of our investment services 0.20% per year

€ 112

Costs of all investment products in your portfolio 0.53% per year

€ 297
   

Total costs

€ 410
   

Total costs as a percentage of the outcome

3.39%

The annual percentage in this calculation example is based on the investment products that make up the portfolio.

The costs are calculated based on the total value of the portfolio each year. The total costs as a percentage are calculated as the total fees and costs paid after 1, 3 and 5 years divided by the result.

Who is Self-Directed Investing Basic for?

  • You understand the characteristics and risks of shares, ETFs and investment funds 
  • You want to make your own choices and put together your own investment portfolio 
  • You want to be able to invest online and on your mobile phone 
  • You follow the stock prices and the financial news 
  • You want to invest time into investing 
  • You know that you might lose your investment

Knowledge and experience

When you request Self-Directed Investing, we need to get an idea of what you know about investing and your level of investment experience. We use this information to assess whether the investments you have selected are right for you. This is why we ask you to complete a questionnaire about your knowledge and experience before you start investing.

Read more about the questionnaire

Handy tools and information

Self-directed Investing Basic gives you access to opinions, the latest news and the sustainability indicator for the various shares. The Fund Selector enables you to search for, select and compare investment funds and ETFs/trackers according to various features. So you’re properly informed, even before you start.

Not quite sure about Self-Directed Investing Basic?

If you’re not sure whether Self-directed Investing Basic is right for you, do the choice guide or compare the product with Self-Directed Investing Plus or BUX. If Self-directed Investing Basic seems too complicated, consider Guided Investing instead. And if you want to invest €50,000 or more, you can opt for Portfolio Management and leave the investing to our experienced experts.

Compare Self-directed Investing Basic, Self-directed Investing Plus and BUX

What can I invest in?

With Self-directed Investing Basic you can invest in:

  • More than 270 shares listed on the AEX, AMX, AScX, STOXX Europe 50, and the S&P 100 
  • More than 200 ETFs 
  • Over 200 investment funds

You have access to shares of the most appealing Dutch, European and American companies. In addition, you can choose from a wide range of investment funds and ETFs from numerous renowned fund houses.

When determining the selection, we carefully considered the possibility for you as an investor to put together a broadly spread investment portfolio yourself. For example, you can choose investment funds that spread the investments across shares, bonds or other investment categories. But also across regions, such as Europe, North America, and emerging markets. Or themes, such as Sustainable Energy, Water, Healthcare.

Self-directed Investing Basic gives you access to the opinions, current news and sustainability indicator of the various shares. Because of this, you always start from a well-informed position.

View the entire selection .

Switch or stop

Transfer your portfolio free of charge from Self-directed Investing (Plus) to Self-directed Investing Basic

Do you have a Self-directed Investing or Self-directed Investing Plus account and do you want to transfer your portfolio to Self-directed Investing Basic? You can easily request that. We will then do the following for you:

  • We will check whether your investments fit in the Self-directed Investing Basic selection. 
  • Does your entire portfolio fit into the Self-directed Investing Basic selection? Only then will we transfer your portfolio. 
  • If your investments do not fit in the Self-directed Investing Basic selection, we will contact you. Tip: view the Self-directed Investing Basic selection and check whether your portfolio fits.

Please note: if your portfolio is transferred, your historical data on value development and return will be lost.

Request the transfer to Self-directed Investing Basic

Transfer your portfolio from another bank or broker to ABN AMRO

Do you want to switch your investment portfolio to ABN AMRO? We are happy to take the work off your hands with our Transfer Service. Will your current bank charge costs for your transfer? We will reimburse this up to an amount of € 1,500.

Read more about the Transfer Service

Stop investing

You can always stop Self-directed Investing Basic. You can cancel in writing or let us know online that we should close the account.

Read more about closing your investment account

Sustainable investing

When investing sustainably, the consequences of the investment play an important role. That is why it is also referred to as socially responsible investing. A sustainable investor wants to contribute to a better world. In addition to the environment, sustainable investors also promote human rights and education, for instance.

Socially responsible investing is an important principle of ABN AMRO. Certain investments are completely excluded for all investment types. Investments in producers of cluster bombs and landmines, for instance.

Would you like to (partly) invest in sustainable investment funds? You can easily see how sustainable the funds you select are in the Fund Selector or filter them based on sustainability.

Still not sure? Compare our investment methods

Self-Directed Investing Basic

Clear range of over 500 funds, shares and ETFs

  • Periodic investing in funds and ETFs
  • No transaction fees for funds and ETFs
  • Choosing is easy with our Fund Selector
  • Start investing from €20
Open an account

Self-Directed Investing Plus

Range of over 25,000 investments from global stock markets. From shares and ETFs, to complex products such as options.

  • Periodic investing in funds and ETFs
  • No transaction fees for funds and ETFs from the basic selection
  • Access to My Dealing Room
  • Start investing from €20
Open an account

BUX by ABN AMRO

App-only investing in a range of over 3,000 shares and ETFs.

  • An easy way to invest in shares and ETFs, all in a single app
  • 1,75% interest on uninvested cash
  • Fractional investing from €10 per share or ETF
  • Start investing from as little as €10
Open an account

Guided stock market trading

For if you don’t have enough time or the right knowledge, or you’d rather leave it to our experts.

Take a look at the options

Self-Directed Investing Basic

Clear range of over 500 funds, shares and ETFs

  • Periodic investing in funds and ETFs
  • No transaction fees for funds and ETFs
  • Choosing is easy with our Fund Selector
  • Start investing from €20
Open an account

Self-Directed Investing Plus

Range of over 25,000 investments from global stock markets. From shares and ETFs, to complex products such as options.

  • Periodic investing in funds and ETFs
  • No transaction fees for funds and ETFs from the basic selection
  • Access to My Dealing Room
  • Start investing from €20
Open an account

BUX by ABN AMRO

App-only investing in a range of over 3,000 shares and ETFs.

  • An easy way to invest in shares and ETFs, all in a single app
  • 1,75% interest on uninvested cash
  • Fractional investing from €10 per share or ETF
  • Start investing from as little as €10
Open an account

Guided stock market trading

For if you don’t have enough time or the right knowledge, or you’d rather leave it to our experts.

Take a look at the options

Investing involves risks

Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare. Read more about the risks associated with investments.

Do you need help?

Do you have a question?

Find the answers to frequently asked questions about investing on our service page.

Go to service page

Call us now

Check the phone numbers and opening hours.

Contact us