You’ve booked a few holiday trips to look forward to. Annual travel insurance is perfect if you go on holiday several times a year and want to be covered all year round. It covers you as standard for things like extra costs due to a natural disaster or having to return home early following a serious accident. It's possible to take out additional covers. For instance for medical costs or cancelation.
Go to Internet Banking and click through to your travel insurance.
Click ‘Change insurance’ and you will be taken to the ABN AMRO Verzekeringen environment.
Click on your travel insurance policy again and make the desired changes at the bottom of the page. Need more help? Read more here.
Go to Internet Banking and click through to your travel insurance.
Click ‘Change insurance’ and you will be taken to the ABN AMRO Verzekeringen environment.
Click on your travel insurance policy again and make the desired changes at the bottom of the page. Need more help? Read more here.
The extra cover for medical costs is an additional cover for the annual travel insurance. If you regularly travel outside The Netherlands it is often handy to take out this cover. Your health insurance will only cover the amount you would have to pay if you were treated in the Netherlands. Additional costs you'll have to pay yourself. This amount can add up quickly. Example: admission to hospital for appendicitis in the USA costs €50,000. In the Netherlands, it costs €2,500. If you don’t have cover for medical costs as part of your travel insurance, you will have to pay the difference of €47,500 yourself. With the additional cover for medical costs all costs will be covered by your insurance.
European cover includes the following geographical areas:
If you are travelling to a country outside of Europe, you should opt for worldwide cover.
Personal customers with an ABN AMRO current account who go on holiday several times a year.
If you have your children covered too, this will apply to children living with you (or your ex-partner) and children living away from home in full-time education, even if they go on holiday without you. Children in a care or nursing home are covered.
Decide for yourself what additional cover you would like take out. You can choose from the following options:
Find out more about additional cover options.
Find out the maximum pay-out you can receive in the event of a claim.
If you would like to see what your pay-out will be in the event of a claim while travelling, you can check the list of depreciation rates . This lists the average life and annual depreciation rate for each item.
Premium
The premium depends on the cover you choose, your family situation and your excess amount.
The standard excess on luggage and cash is €50 per event. You can also opt for an excess of €125. If you do, you will receive a 20% discount on the premium for the basic cover.
Administration fee
If this is your first ABN AMRO non-life insurance policy, you will be charged an administration fee of €0.69 (including 21% insurance tax) for collecting the premium, which may be done monthly or annually. If you already have another non-life insurance policy with ABN AMRO, you will not be charged an administration fee this time.
Insurance tax
You will be charged 21% insurance tax on the annual travel insurance premium and costs. This amount will be included in the calculation of your premium. The premium is taxed in part and the insurance tax depends on your family situation. In any case, you will be charged insurance tax on the premium for additional cover: cancellation charges, winter sports cover, roadside assistance in Europe and business travel cover.
Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. You can read more about our services on our non-life insurance information sheet .
You can choose whether to have the insurance policy commence on the next day or at a later date (maximum six months in the future).
Please note: You can only insure cancellation charges within seven days of booking your trip.
After taking out this insurance policy, you have 14 days to cancel the insurance free of charge. Simply return the policy document within 14 days of taking out the insurance to
ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle
No stamp is required.
This insurance policy is valid for 1 year. After 1 year, your policy will be renewed automatically. You do not have to do anything to renew it, so you will continue to be covered adequately.
