SEPA Countries
Overview of all participating countries
The Single Euro Payments Area consists of all European Union countries, supplemented by a number of additional countries.
Overview SEPA countries
| Albania | Hungary | Poland |
| Andorra | Iceland | Portugal*** |
| Austria | Ireland | Romania |
| Belgium | Italy | San Marino |
| Bulgaria | Latvia | Slovakia |
| Croatia | Liechtenstein | Slovenia |
| Cyprus | Luxembourg | Spain**** |
| Czech Republic | Malta | Sweden |
| Denmark | Moldova | Switzerland |
| Estonia | Monaco | United Kingdom***** |
| Finland* | Montenegro | Vatican City |
| France** | Netherlands | |
| Germany | North Macedonia | |
| Greece | Norway |
* including Åland islands
** including French Guyana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Barthélemy, Saint Martin and Saint Pierre et Miquelon
*** including Azores and Madeira
**** including Canary Islands, Ceuta and Melilla
***** including Gibraltar, Guernsey, Jersey, Isle of Man and Northern Ireland
Transferring money to another country?
Are you transferring money to a country outside the SEPA area? For these countries, you need a BIC. You will receive the BIC from the person you are transferring money to. Sometimes you will also need additional information.