The Single Euro Payments Area consists of all European Union countries, supplemented by a number of additional countries.
| Andorra | Greece | Poland |
| Austria | Hungary | Portugal** |
| Belgium | Iceland | Romania |
| Bulgaria | Ireland | San Marino |
| Croatia | Italy | Slovakia |
| Cyprus | Latvia | Slovenia |
| Czech Republic | Liechtenstein | Spain*** |
| Denmark | Luxembourg | Sweden |
| Estonia | Malta | Switzerland |
| Finland | Monaco | United Kingdom**** |
| France* | Netherlands | Vatican City |
| Germany | Norway |
* including French Guyana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Barthélemy, Saint Martin and Saint Pierre et Miquelon
** including Azores and Madeira
*** including Canary Islands, Ceuta and Melilla
**** including Gibraltar, Guernsey, Jersey, Isle of Man and Northern Ireland
